Hart Mortgage Services is a full service direct mortgage lender, serving the state of Florida. We have been in business since 2004 and are still going strong today by providing you with the lowest Florida mortgage rates on the following home loans.

• FHA Mortgage Loans
• Rural Development USDA Loan
• VA Home Loans
• Conventional Mortgage
• Jumbo Loans
• Primary Residence, 2nd Home Mortgage, Investment Property

If you are a first time home buyer, there are certain programs that Hart Mortgage Services wants you to know about.

$8,000 Tax Credit

The first is the $8,000 Tax Credit for first time home buyers. If you qualify for the $8,000 tax credit you will receive 10% of the sales price or $8,000, whichever is less. The tax credit ends 12/1/2009 so hurry up!

Click here to learn more about the $8,000 Tax Credit

100% Financing Still Exists!

Hart Mortgage Services offers a Florida home loan called Rural Development USDA Loan which allows you to buy your new home with a Zero Down Mortgage and low 30 year fixed interest rates

Click Here to learn more about the Rural Development USDA Loan!

Florida Mortgage University

Hart Mortgage Services has created a lesson plan for all of our Florida mortgage clients. It's called Florida Mortgage University and it's FREE!

Click here to enter Florida Mortgage University

Free Home Buyer Services

Search for 1,000's of Florida homes in seconds by using our Free Home Search!

Check out the best mortgage rates in Florida by using our Free Florida Mortgage Rates Tracker!

Start the mortgage pre-approval process by using our Free Purchase Assistant!

Compare Rent vs Owning with our Free Florida Mortgage Calculator!

If you know you already have credit problems fix it today with our Florida Credit Repair!

View our local Realtors listings with our Florida Real Estate Gallery!

Lower your current rate or payment and also get cash out by using our Refinance Advisor!

Who is Hart Mortgage Services?

Don't let us brag about ourselves, please click here to read what our past clients have said about us: Hart Mortgage Services Testimonials

Hart Mortgage Services can do Florida purchase loans throughout the enitre state with a primary focus in the following cities: Fort Myers, Cape Coral, Lehigh Acres, North Fort Myers, Alva, Naples, Bonita Springs, Estero, Sanibel Island, Punta Gorda, Pt Charlotte, Venice, North Port and many other Florida cities.

Do you have questions or concerns?

Please call us at 239-437-4278 and speak with one of our experienced Florida Loan Officers today or use our Ask an Expert and we will get back with you as soon as we can!

Make it a great day!