Florida First Time Home Buyers

What a Great Time to be a First Time Home Buyer in Florida!

Buy Your New Home Today for Cheaper Than You Can Rent!

The Life of a First Time Homebuyer

The stars have aligned for the first time home buyers in Florida and Hart Mortgage Services is more than happy to walk you through the entire loan process.

Being a part of you buying your first home and knowing that we did everything possible to make it go as smooth as possible is one of our true joys.

We know it sounds clichéd but it is the truth!

Why Buy a Home Today!

If you are a first time home buyer please think of everything that you have available to you to purchase your new home instead of renting.

$8,000 Tax Credit: The government will cut you a check for $8,000 or 10% of the sales price, whichever is less, if you qualify for the First Time Home Buyer Tax Credit. Click here for more information on the $8,000 Tax Credit
100% Financing: You can still buy a home in Florida with Zero Down by using a program called USDA Rural Development or USDA Home Loans. Click Here for more information on this No Money Down Loan.
FHA Mortgage: An FHA Home Loan has a low 30 year fixed rate and allows you to use a gift from a family member for your 3.5% down payment. Click Here for more information on our Florida FHA Mortgage.
Florida Real Estate is one sale! Florida home prices are at a 10 year low and coupled with some of the lowest Florida mortgage rates we have seen in years your payment will be cheaper than rent. Click Here to search 1.000's of Florida homes using our Free Florida Home Search.
Rent vs. Own: Use our Free Mortgage Calculator to compare your new mortgage payment to the amount of rent you pay now. If your new mortgage payment it will only make sense to purchase your new home. Stop throwing your money out the window and click here to use our Free Florida Mortgage Calculator!

Florida First Time Home Buyer Tips

Hart Mortgage Services has created a home buying tutorial for you to read and help prepare you for the entire mortgage process. We have titled the program Florida Mortgage University and it is completely FREE to you.

Please click here for our FREE First Time Home Buyer Tips: Florida Mortgage University

Who is Hart Mortgage Services?

Hart Mortgage Services is a Direct Florida Mortgage Lender located in the Fort Myers-Cape Coral area, who has been in business since 2004. The best way for you to learn about us, is to have our past clients tell you themselves.

Click Here to read what our clients have said about us: Hart Mortgage Services Testimonials

Please call us today at 239-437-4278 if we answer any of your questions or concerns and you can also use our Ask An Expert service and one of our Florida Loan Officers will be happy to help.

Make it a great day and we look forward to speaking with you!

The Hart Mortgage Services Team