Thousands Have Switched to FHASecure to Keep Their Homes
Why Not You?

FHASecure allows homeowners with a history of on-time mortgage payments under their original interest rates, but who missed payments after their rates reset, to refinance into FHA's mortgage insurance program.  Other families with high-cost mortgages and mortgages that are due to reset, but who are still current on their loans, may also be able to refinance through FHASecure.

HUD's Federal Housing Administration (FHA) is on target to insure more than a quarter of a million FHASecure home loans in Fiscal Year 2008, further evidence of FHA's commitment to homeownership and helping people safeguard their investment in the American Dream.

Since the creation of FHASecure, FHA insured refinancing has increased 125 percent over the past year, and is expected to increase even more in 2008 as more homeowners examine their mortgage options.

WHO IS ELIGIBLE

To qualify for FHASecure, and include the delinquent loan payments, homeowners wishing to refinance must meet the following requirements:

1. Have a non-FHA insured ARM that has reset;
2. Sufficient income to make the mortgage payment; and
3. A history of on-time mortgage payments before the loan reset.

Homeowners who are current on their conventional mortgages must have sufficient income to make the mortgage payment.

By refinancing into a FHA insured mortgage, you can expect to pay lower monthly mortgage payments. FHASecure can improve the quality of life for many communities by helping to reduce the number of mortgage defaults and bringing greater stability to local housing markets.

Apply online today or call us to speak to one of our experienced loan officers today!

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