Home Mortgage Loans For Non-Citizens

Obtaining a home mortgage loan in the United States when you are not a citizen of the country can be difficult. If you are a permanent resident of the United States, or you are looking for a second or vacation home in the US, it is important that you work with a mortgage lender that can provide you with the information and resources that you need to navigate the process smoothly. Hart Mortgage Services specializes in providing mortgage loan solutions to individuals who are either permanent or temporary residents of the United States. Contact us so that we can help you make the right decisions regarding your loan. or use our Purchase Assistant to have your questions answered.

Visa Status

A                                 Foreign Government Officials (General)
A-1                              Ambassador, public minister, career, diplomatic
A-2                              Other foreign government official or employee and immediate family
A-3                              Personal employee of A-1 or A-2

B                                  Temporary visitor for Business or Pleasure (General)
B-1                              Temporary visitor for business
B-2                              Temporary visitor for pleasure

C                                 Alien in Transit (General)
C-1                              Alien in Transit directly through U.S.    
C-3                              Foreign government official, immediate family, or personal employee, in transit

D                                 Crewmember  
D-1                              Crewmember (Sea or Air)
D-2                              Crewmember departing by means other than arriving vessel.

E                                  Treaty Traders/Treaty Investors (General)
E-1                              Treaty Trader and employees, spouse, and children
E-2                              Treaty Investor, and employees, spouse and children

F                                  Academic Students (General)
F-1                              Academic student (except Border Commuters from Canada or Mexico, see below)
F-1/F-3                        Border Commuter Academic Student from Canada and Mexico
F-2                              Spouse or child of F-1

G                                 Foreign Government Officials to International Organizations
G-1                              Principal resident representative of recognized foreign member government to international organization, staff, and immediate family.
G-2                              Other representative of recognized foreign member government to international organization and immediate family.
G-3                              Representative of non-recognized or nonmember foreign government to international organization and immediate family.
G-4                              International organization office or employee, and immediate family.
G-5                              Personal employee of G-1, G-2, G-3, G-4, and immediate family.

H                                 Temporary Workers (General)
H-1B                           Alien in Specialty Occupation (profession)
H-1C                           Registered Nurse Serving in underserved area
H-2A                           Temporary worker performing Agricultural Services
H-2B                           Temporary worker performing other services unavailable in the United States (petition filed on or after 06/01/87)
If you come on this Visa, you can't later ask for permanent residence through the same employer in the same job.  You can find a 2nd employer willing to sponsor you for a permanent labor certificate.
H-3                              Trainee
H-4                              Spouse or child of H-1, H-2, or H-3

I                                   Information Media Representatives n, spouse, and children.

J                                   Exchange Visitors(General)
J-1                               Exchange visitor
J-2                               Spouse or Child of J-1

K                                 Fiancé (e) of a U.S. Citizen(General)
K-1                              Fiancé (e) of a U.S. Citizen
K-2                              Minor child of K-1
K-3                              Spouse of U.S. Citizen (LIFE Act)
K-4                              Child of K-3 (LIFE Act)

L                                  Intracompany Transferees (General)
L-1A                            Intracompany transferee (Executive, managerial)

L-1B                            Intracompany transferee (specialized knowledge alien)
L-2                              Spouse or child of L-1

M                                 Non-academic Students
M-1                             Vocational or other non-academic student (except Border Commuters from Canada or Mexico, see below)
M-1/M-3                     Border Commuter Vocational or Non-Academic student from Canada or Mexico
M-2                             Spouse or child of M-1

N                                 Certain parents and children of Special Immigrants
N-8                              Parent of an SK-3 Special Immigrant
N-9                              Child of N-8, SK-1, SK-2 or SK-4 Special Immigrant

NATO                         NATO Representatives, Officials, and Employees (General)
NATO-1                      Principal Permanent Representative of Member State to NATO, (including any of its Subsidiary Bodies)  Resident in the U.S. and the Resident Members of Official Staff, Secretary General, Assistant Secretary General, and Executive Secretary of NATO; Other permanent NATO Officials of Similar Rank; or Immediate Family.              
NATO-3                      Official clerical staff of representative of member state to NATO/subsidiary body or immediate family.
NATO-4                      NATO officials other than those qualified as NATO-1 or immediate family members
NATO-5                      NATO experts other than those qualified as NATO-4 employed in NATO missions and immediate family.
NATO-6                      Members of civilian component accompanying a force entering in accordance with NATO Status-of-Forces Agreement or attached to Allied Headquarters under “Protocol on the status of International Military Headquarters” set up pursuant to the North Atlantic Treat; and immediate family.
NATO-7                      Attendant, Servant, or Personal employee of NATO-1, NATO-2, NATO-3, NATO-4, NATO-5, NATO-6, and immediate family.

O                                 Aliens with Extraordinary Ability (General)
O-1                              Aliens with extraordinary ability in sciences, arts, education, business, or athletics
O-2                              Alien accompanying/assisting 0-1 performers or athletes
O-3                              Spouse or child of)-1 or)-2

P                                  Athletes, Artists, and Entertainers (General)
P-1                              Individual or Team Athletes; Group Entertainer
P-2                              Individual/Group Artist or Entertainer in Reciprocal Exchange Program
P-3                              Artist or Entertainer in Culturally Unique Program
P-4                              Spouse or child of P-1, P-2, or P-3

Q-1                              International Cultural Exchange Visitor
Q-2                              Irish Peace Process Cultural and Training Program (Walsh Visas)
Q-3                              Spouse or child of Q-2

R                                  Religious Workers (General)
R-1                              Religious Worker         
R-2                              Spouse or child of R-1

S                                  Witness or Informant (General)
S-5                              Witness or informant regarding Criminal Organization
S-6                              Witness or informant regarding Terrorism
S-7                              Spouse, child, or parent of S-5 or S-6

T                                  Victim of trafficking in person & immediate family
T-1                              Victim of a severe form of trafficking in persons
T-2                              Spouse of trafficking victim
T-3                              Child of trafficking victim
T-4                              Parent of trafficking victim under 21

TN/TD/NAFTA           North American Free Trade Agreement
TN-1                           Canadian NAFTA Professional
TN-2                           Mexican NAFTA Professional
TD                               Spouse or child of TN-1 or TN-2

TWOV                                    Transit without a visa (Passenger or crew admitted temporarily)

U-1                              Victim of certain criminal activity
U-2                              Spouse of U-1 victim
U-3                              Child of U-1 victim
U-4                              Parent of U-1 victim under 21

V                                 Immediate Family of Legal Permanent Resident
V-1                              Spouse of a Legal Permanent Resident who is the principal beneficiary of a family-based petition
V-2                              Child of a Legal Permanent Resident who is the principal beneficiary of a family-based petition

V-3      Derivative Child of a V-1 or V-2

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