The majority of our home buyers use the FHA Mortgage to buy their new home. First Time Home Buyers find this loan to be the best option available to them.

Here are just some of the reasons why you may want to consider an FHA Mortgage!

• 3.5% Down Payment that can be gifted from a family member!
  
• Low 30 year fixed interest rate
  
• 620 credit score or higher
  
• No Prepayment penalty, No balloon and No Adjustable Rate Mortgage!
  
• 6% Seller paid closing costs

The qualifications of an FHA Mortgage are very similar to other mortgages except for the lower down payment and better interest rate.

You will want to be prepared for the mortgage process so use our Florida Mortgage University Home Buyer Tips!

FHA Mortgage Rates are at an all time low and so is the price of
Florida real estate! Apply Today!

Tim Hart has several FREE tools available to you to help in the home buying process!

Search Thousands of Florida Homes for FREE!
Click Here: Florida Home Search Engine!

Don't let us brag about ourselves, please read what our past clients have said about us.

Click Here: Hart Mortgage Services Testimonials

Do you have questions or concerns?

Please call us at 239-437-4278 and speak with one of our experienced Florida Loan Officers today or use our online Ask an Expert and we will get back with you as soon as we can.