Having known you for awhile I knew I could count on you to do a great job for me and you did not disappoint. I followed your instructions on how to prepare myself to be able to buy a house and just like you said you made it happen. Thanks for everything!

Sincerely,

Herb Eddy 

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I would like to take some time out of my day to really thank you guys for a job well done! We got the dream house we always wanted thanks all of you involved! Thank you all for your hard work and we look forward to staying in touch with you in the future!

Sincerely,
The Caraballo Family
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I can't believe I own my own home.  Tim and Kristin were both so good at holding the hand of a very nervous buyer.  Kristin walked & talked me through every step, and was never too busy for even the smallest or silliest question.  I benefited from the professionalism and the personal quality of a fine run office.  Thank you for making my transaction effortless and smooth.  You can rest assured that if you choose Hart Mortgage Services you will get the best.

Sincerely,

Terri Kelley 

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I wanted to thank you for closing on my new condo. I am very excited to own the same home that I rented before. I'll let you know the next time our band is playing the IcePalace so I can hook you up with tickets.

Thanks again!

Adam Pooler 

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Hart Mortgage Services really went the extra mile for us.  My wife and I wanted to buy a home.  Most banks wanted a huge down payment but Hart Mortgage was able to get us a loan we could afford.  We had some very unique circumstances regarding our credit and Hart Mortgage Services worked through them all.  The owner even came to our closing to ensure everything went smoothly.  I would recommend Hart Mortgage Services to anyone looking for a loan.

Thanks,

Mark and Tilisa Skerczak 

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When I first met you I did not think I could buy a house because of my credit score. After my first discussion with you I was assured by you that I could buy a new home. You really came thru for me and closed on my new house! I now own my home and you were the main reason why. Thanks for all of your help and I look forward to keeping in touch!

Thanks again!

Thomas Ryan 

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Hart Mortgage Services made my home buying experience more enjoyable & less stressful than I could have imagined. They were always available to answer any questions & kept me fully aware of what was going on at all times. They made me feel like they really cared & that I was not just another file to them. Buying a home is scary enough on its own, but having a mortgage company who you can trust makes all the difference. Thank you to Louie & everyone at Hart Mortgage Services for your help in the purchasing of my home.

Sincerely,

Tammy Mett 

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I lived in Pine Level, North Carolina and contacted Hart Mortgage Services in February of 2009 for pre approval financing for the purchase of a new home as I would be in the Fort Myers area for a short visit. I was assisted by Louis Cioffi throughout the entire lending process. After receiving pre approval my wife and I began looking for the right home to buy. After settling upon a house we really liked I forwarded the information to Louis and we made a bid on the house. During the entire process prior to the actual closing everything involved with the purchase was done via email, telephone and FAX. This included the contract, loan application, and all documents involved. By email I was provided a list of the documents and identification I needed to provide and Louis did the rest. With our living in North Carolina and purchasing a home in Florida this was absolutely an outstanding service Hart Mortgage Services and Louis Cioffi provided to us. My wife and I cannot begin to say how very thankful we are for the assistance and services provided. I would recommend Hart Mortgage Services to anyone seeking to purchase a new home; they were fantastic from application to closing!

Sincerely,

James and Paula Krizon 

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It took me over nine months to finally close on a house and I can't stop smiling! You have been there for me throughout the whole process and I am forever thankful. I still can't believe that I was able to get my $1,000 deposit back and finance 100%!

Thanks again!

Carl Duncan 

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The home buying process was one of the most frustrating things I have expereinced until I met you. You really did make it seem easy and I am amazed that you got my loan closed so fast, while everyone else was telling me that no one was lending money! I look forward to staying in touch with you in the future and I thank you from the bottom of my heart!

Paul Graves 

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My husband and I have been looking for a house for a while and we tried other places but our mortgage was extremely high or needed a down payment. We waited and did things a little backwards. I always wished to have a house before having kids but it did not work that way. Louis made everything possible to get a mortgage and have a low payment. After 5 years of marriage and 2 kids we can finally say we have our house. Of course I will be going to Louis again for a mortgage when I want a bigger house. :) I already recommended Louis to a friend and plan to let everyone about Hart Mortgage Services. Thanks again Louis.

Sincerely the Family Robinson (Clark, Marisol, Otis and Kellie)

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Thanks for helping us obtain our First Home! We are so excited to have closed and appreciate everything that you did for us. There were many times that we did not think we were going to close but you somehow pulled it off. We are forever grateful and will happily recommend you to anyone!

Thanks!

Fabio and Simone Da Silva

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Thank you for everything that you and Lisa Marie King did for us. We really appreciate your hard work and professional attitude. Thanks again for all that you did!

Alan and Lindy Williams 

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First I want to thank you and JoAnne for everything you did to make our home buying experience go so smoothly. From the first time I talked to you on the phone to the day we signed the papers at closing everything went just as you said it would. We are so thankful you contacted us after viewing your website and leaving our contact information. Shane and I are now all Moved in and looking forward to being able to decorate our new home. It's so nice to know that it is our home now and we aren't paying rent on someone else's mortgage. I have and will continue to recommend Hart Mortgage Services and especially you, Louis, for anyone looking for a home loan. You all are the greatest. Thank you again for everything.

Sincerely,

Misty and Shane Dudley 

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Thank you for all that you did for us! We have been trying to buy a house for over a year now and were days away from renting for another year. You were great to work with and were always patient with us. We will happily refer anyone we know to you!

Krista Scott and Kris Dommes 

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We are so happy that you were able to finance our new duplex! This will allow our family to live side by side with each other while saving $900 a month. We thank God for meeting you! You were with us from the beginning all the way to the closing table! We will recommend you to anybody we met! Go Gators!

William and Elaine Jenkins 

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Thanks for all of your hard work. When I was referred to you I was not for sure if I could get a home since I am a First Time Home Buyer. You made it all possible and the whole process was very smooth. Thanks for your help!
Joseph Trufan
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Thanks for the great job that you did! We were so happy to find out about our low rate and had no idea that we could get a mortgage until we met you! Thanks again for everything that you did for us.
Casey and Christina Burnett
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I just wanted to thank you for all of your help. You really went out of your way to help us out and I will never forget it. So THANK YOU, THANK YOU, THANK YOU!
Stephanie Miller
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Jose, I want to thank you for the great customer service you provided me during the loan process. You always kept me informed on your progress and made the whole transaction very smooth and painless. Even though we know each other personally, you still treated with respect and professionalism. I would not hesitate to refer you to my friends and business associates. From application to closing you have exceeding my expectations. Thanks again to everyone at Hart Mortgage Services!
Thanks Again,
Tom Brnjic
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I am so happy that I closed on my 2nd Home with Hart Mortgage Services. Being a teacher in New York it is so nice to now have a home in sunny Cape Coral that my family and I can use whenever we want. Thank you Hart Mortgage Services for walking me through the whole process and always being there for me.
Thanks Again,
Karleen Weiss
 

When we went to you we told you the way we wanted our loan to close and you said you could do it and you did! You made our dreams come true!
Thank You!
Rich and Deborah Ten Brinks